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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Accelerated Payment Option
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Compound Inflation
|
Not Included
|
|
Accelerated Payment Option
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$18.60
$18.60
$18.60
$18.60
$18.60
$18.60
$18.60
$18.60
$18.60
$18.60
$18.60
$18.60
$18.60
$18.60
$18.60
$19.50
$20.10
$20.70
$21.00
$21.60
$22.80
$24.00
$24.90
$26.10
$26.70
$28.20
$29.40
$31.20
$32.10
$33.60
$35.10
$36.60
$38.10
$40.50
$42.60
$44.40
$46.20
$49.20
$51.60
$55.50
$58.50
$62.10
$66.30
$71.40
$78.60
$84.60
$92.10
$103.80
$113.70
$126.30
$138.90
$153.30
$169.20
$187.20
$207.00
$228.60
$251.70
$302.70
$331.50
$362.40
$396.90
$434.70
$476.10
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Accelerated Payment Option
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$37.20
$37.20
$37.20
$37.20
$37.20
$37.20
$37.20
$37.20
$37.20
$37.20
$37.20
$37.20
$37.20
$37.20
$37.20
$39.00
$40.20
$41.40
$42.00
$43.20
$45.60
$48.00
$49.80
$52.20
$53.40
$56.40
$58.80
$62.40
$64.20
$67.20
$70.20
$73.20
$76.20
$81.00
$85.20
$88.80
$92.40
$98.40
$103.20
$111.00
$117.00
$124.20
$132.60
$142.80
$157.20
$169.20
$184.20
$207.60
$227.40
$252.60
$277.80
$306.60
$338.40
$374.40
$414.00
$457.20
$503.40
$605.40
$663.00
$724.80
$793.80
$869.40
$952.20
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Accelerated Payment Option
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$48.60
$48.60
$48.60
$48.60
$48.60
$48.60
$48.60
$48.60
$48.60
$48.60
$48.60
$48.60
$48.60
$50.40
$51.60
$52.80
$54.00
$57.00
$57.60
$59.40
$62.40
$64.80
$67.20
$69.00
$73.20
$76.20
$79.80
$84.60
$88.20
$91.20
$96.60
$98.40
$103.20
$108.60
$114.00
$120.00
$126.00
$132.60
$139.20
$148.20
$157.20
$166.80
$177.00
$192.00
$207.60
$225.00
$244.20
$273.60
$301.80
$333.00
$366.00
$403.80
$444.00
$492.00
$542.40
$597.60
$658.80
$790.20
$864.60
$946.80
$1,035.00
$1,132.20
$1,239.00
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov